The Myth About Qualifying for Mortgage Refinancing
It’s a common misconception that homeowners must have exemplary credit scores to qualify for a new loan or to refinance an existing mortgage, but this is far from the truth. Homeowners who hold an existing mortgage are – in most cases – eligible to refinance their current loan.
Unless you have experienced a significant decrease in your credit score, are recently unemployed, or have had another major life change, you should easily qualify for mortgage refinancing. For homeowners with extenuating circumstances, there are still options available for decreasing or temporarily pausing your mortgage payments.
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Created by the General Assembly in the summer of 2019 to address an “opaque” and unpopular system that has left Illinois with the second highest tax rate in the country, a property tax relief task force recommended a four-part, decade-long attack.
Some homeowners in Thornton and Proviso Townships will have to wait a little longer to learn how next year’s property tax bill will be impacted by the Cook County Assessor’s adjustment for COVID-19 hardships.
When payments of your Cook County property are due, there’s nothing you can do to lower them. However, there is a way to lower them next year by 
When you open your property tax bill, it’s easy to see if you’re going to be paying more, but the reasons why can be harder to understand.
The Equalized Assessed Value (EAV) of your property is the product of the assessed value of your property (both land and improvements) and the State Equalization Factor, which is set by the Illinois Department of Revenue.
When 
If you feel like you’re paying too much in property taxes – and who doesn’t – you can submit a 
In Chicago and throughout Cook County, many homeowners are struggling to pay their ever increasing property taxes, especially those seniors on fixed incomes and disabled individuals, as well as longtime residents of neighborhoods undergoing gentrification. More affluent homeowners may also despair of paying property tax bills that can approach six figures on high-end properties in exclusive communities.
Did you know that it’s possible to get a property tax reduction if your home is vacant for an extended period of time?
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